| Assets | 12/31/2024 | 12/31/2023 |
| Cash & Due | 17,222,000 | 10,736,000 |
| Fed Funds Sold | 22,850,000 | 21,750,000 |
| Securities | 132,282,000 | 133,197,000 |
| Loans, net of reserve | 177,817,000 | 169,799,000 |
| Fixed Assets | 6,375,000 | 6,730,000 |
| Other Assets | 16,692,000 | 16,587,000 |
| Total Assets | 373,283,000 | 358,799,000 |
| Liabilities | 12/31/2024 | 12/31/2023 |
| Deposits | 330,962,000 | 317,219,000 |
| Borrowed Funds | - | - |
| Other Liabilities | 5,368,000 | 5,640,000 |
| Total Liabilities | 336,330,000 | 322,859,000 |
| Capital | 12/31/2024 | 12/31/2023 |
| Common Stock | 2,602,000 | 2,602,000 |
| Surplus | 6,177,000 | 6,099,000 |
| Undivided Profit | 28,129,000 | 27,239,000 |
| Total Capital | 36,908,000 | 35,940,000 |
| Total Liabilities & Capital | 373,238,000 | 358,799,000 |
| Condensed Income Statement | 12/31/2024 | 12/31/2023 |
| Interest Income | 18,530,000 | 14,586,000 |
| Interest Expense | 7,150,000 | 4,633,000 |
| Net Interest Income | 11,380,000 | 9,953,000 |
| Total Non-Interest Income | 4,573,000 | 6,276,000 |
| Total Non-Interest Expense | 12,330,000 | 12,410,000 |
| Net Income | 3,623,000 | 3,819,000 |